Joining the top 1% is cheaper in South Africa than most countries.  The annual report from worldwide estate agents, Knight Frank, indicates that to join the top 1% of earners in Monaco would mean you would have to be worth $7,9 million. By comparison, to be in the top 1% of the wealthiest people in South Africa you need to be worth $180,000 or at current rates about R2,7 million.  If you or your parents between their house minus their mortgage and your other assets are worth R2,7 million then you are in the top 1% of the wealthiest people in SA.  To make the top 1% in Kenya is even cheaper – it will only cost $20,000 or a little over R300,000 which tells you precisely how poor Kenya is.  To make the top 1% in Russia you would need to be worth $400,000 and to make the top 1% in the United States you need to be worth $4,4 million.  South Africa is the most expensive country in the whole of Africa for entry into the top 1%. 

With a fourth vaccine about to be approved, in a number of countries, and that is excluding the Russian one – Sputnik - it is time for preparation for the administration of vaccines.  It is altogether one thing for a particular city or area to be given 2,000 doses of a vaccine and it is another one to distribute that in time to people.  It is likely to be a nightmare unless this is done properly with a co-ordinated approach and preferably one website where one can go to. 

Firstly, we have to remember that different people will be entitled to be vaccinated at different time – obviously preference has to be given to the elderly, the very sick and the very overweight.  They are all more at risk.  So qualifying the people is one thing, but it is another thing altogether, once you have qualified them, to allow them to book and I have been looking at how different countries have done this and not all of that co-ordinated and put together – so hopefully SA, which is a bit behind on the vaccines, compared to America where 18% of the population has already had one dose of the vaccine, and the UK, and maybe improve on that distribution of the vaccines once they start becoming available. 

It has become quite a custom of mine to review the latest iPhone every year.  This is the iPhone edition that now works with 5G and of course 5G bears a far faster technology than 4G or LTE and allows you to download movies, e-mails and access applications faster than before.  To me however, what I have noticed is that this edition of the phone, and I have the Pro Max version with the 6.7 inch screen, has more battery life than the previous versions.  That is probably the most important thing for me, because there is nothing more frustrating than running out of battery during the day.  The camera also has a few notable improvements, and it is definitely one of those phones, where if you have missed last year’s edition, you might want to upgrade – because I think it is worth it for the new version – and as a camera it takes superb pics.